|
|
Disclosures & Disclaimers
Welcome!
We embrace transparency of information that may help our clients (and prospective clients) make informed decisions. For your convenience, below are links to all our disclosures.
Please keep in mind that not all disclosures pertain to all client relationships. The disclosures that are applicable to you will depend on the services, accounts, or products that you choose to engage us for. We will inform you which items pertain to you, as needed, but don't hesitate to ask us for clarification at any time.
CRS Forms - Customer Relationship Summaries
Form CRS, as required by the SEC, is intended to inform retail investors. Cambridge Investment Research, Inc. ("Cambridge") serves as a Broker/Dealer. Cambridge Investment Research Advisors, Inc ("CIRA") serves as a registered investment adviser. Because of these dual roles, they provide two CRS forms, along with a supplement, that detail various services, products, types of relationships you may engage with us in, fees/costs, conflicts, roles, and duties.
PRIVACY POLICY
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do and don’t do as it pertains to sharing information.
PART 2A OF THE FORM ADV FOR CAMBRIDGE'S RIA
Form ADV 2A is the uniform form used by Registered Investment Advisers to register with both the Securities Exchange Commission (SEC) and state securities authorities. Rep-advisors are required to provide new and prospective clients with a brochure and brochure supplements where information is written in plain English. The Form ADV 2A allows current and prospective clients to evaluate the risks associated with a particular rep-advisor, their business practices, and their investment strategies.
ADV Part 2B for Janet M. Golart, RICP®, CLTC, LUTCF
This Brochure Supplement provides information about Janet M. Goulart that is an accompaniment to the Disclosure Brochures and Forms CRS for our firm (Athena Legacy Solutions, LLC), Cambridge Investment Research Advisors, Inc (CIRA) and affiliated broker-dealer, Cambridge Investment Research, Inc. (CIR).
Here you will find information such as:
- Educational Background and Business Experience
- Professional Designations
- Disciplinary Information
- Other Business Activities
Regulation Best Interest Disclosure (Reg. BI)
The purpose of this disclosure is to provide information regarding the business practices, compensation, and conflicts of interest as they pertain to Cambridge Investment Research, Inc.
Additional Disclosures from Cambridge Advisors
Updates happen on a regular basis. Didn't find the document you're looking for? Or did you by chance come across a broken link above? (First, please kindly let us know and we'll redirect you and fix the link!) Secondly, you'll find the main Cambridge disclosures page here with all the most current disclosures and additional resources.
GENERAL DISCLAIMERS
We provide this website content for information about our services, for additional resources, and to provide general education. We do not provide legal or tax advice, and this website is not intended to provide any personalized recommendations of any kind. Please consult with the appropriate advisors who know your personal circumstances before implementing any strategies we may highlight here.
Any links provided to other websites, or third parties are strictly for your convenience or just for fun! Please do not construe links as being sponsored or affiliated. We are not responsible for the content on other sites or how they may use your information.
Please note that the content on this website is copyright protected. That includes all images, text, and design. Content may not be reproduced, modified, distributed, or stored for anything other than personal, noncommercial use.
Privacy Policy | Terms of Use | Disclosures & Disclaimers
Check the background of your financial professional on FINRA's BrokerCheck.
Advisory Services offered through Investment Advisor Representatives of Cambridge Investment Research Advisors, Inc, a Registered Investment Adviser. Financial Planning and Advisory services offered in all 50 States.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC, to residents of: CA, CT, FL, MA, MD, ME, NJ, NC, NV, RI, UT, VA. Cambridge and Athena Legacy Solutions, LLC are not affiliated. Cambridge does not offer tax or legal advice.
Cambridge’s Form CRS (Customer Relationship Summary)
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by Levitate to provide information on a topic that may be of interest. Levitate is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.